Payday Express Online is committed to providing you with financial products and services to meet your needs and help you reach your financial goals. Obtaining customer information is fundamental to our ability to do this, however, we are fully aware of the importance of keeping your personal and account information secure and confidential. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with our facility.

To ensure that you can rely upon the quality of products and services we make available, Payday Express Online stands behind the following privacy policy.

INFORMATION WE COLLECT ABOUT YOU

We collect information about you from the following sources:

• Information we receive from you on applications and other forms;
• Information about your transactions with us or others;
• Information obtained when verifying the information you provide on an application or other forms. This may be obtained from your current or past employers, or from other institutions where you conduct financial transactions.

We may disclose all of the information we collect, as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

PARTIES WHO RECEIVE INFORMATION FROM US

We may disclose nonpublic personal information about you to the following types of third parties:

• Financial companies, such as insurance companies and mortgage service companies; and
• Non-financial companies, such as, consumer reporting agencies, retailers and collection agencies

DISCLOSURE OR INFORMATION TO PARTIES THAT PROVIDE SERVICES TO US

We may disclose all of the information we collect, as described above to the companies that perform marketing or other services on our behalf or to other institutions with whom we have joint marketing agreements. We work only with companies who agree to maintain strong confidentiality protections and limit the use of information we provide. As a result of these agreements, we may disclose all of the information we collect, as described above. We may also disclose information about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct our operations, to follow your instructions as you authorize or protect the security of our financial records.

DISCLOSURE OF INFORMATION ABOUT FORMER CUSTOMERS

If you decide to terminate your relationship with Payday Express Online, we will not share information we have collected about you, except as may be permitted or required by law.

HOW WE PROTECT YOUR INFORMATION

Our organization will maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. We will maintain strong security controls to ensure that member information in our files and computers is protected. Customers can help by protecting their account numbers, card numbers and PINs. Always use caution when disclosing your account numbers, social security numbers, etc. to other persons. Let us know if you have questions. Please do not hesitate to call us- we are here to serve you!

YOU HAVE CHOICES

It's up to you. We have described the importance of customer information, how we get it, and how we use it. We have indicated that we may share customer information within our company and with other unrelated companies, along with our reasons for sharing. No action is required to continue receiving the benefits of information sharing. However, if at any time you prefer that we not share customer information about you ("opt out"). You may do so by sending your request in writing via email to Customercare@PaydayExpressonline.com. For accounts with more than one account holder, we will treat an opt out election by one account holder to apply to all holders on the account. We will treat an opt out election by customers with more than one account to apply only to the accounts listed.  You may also opt-out of receiving communications from us and or our affliates by not submitting your information.